Pay yourself first by borrowing from your savings! You may borrow all but $100
(excluding draft accounts and IRA accounts.) The term is up to you as long as it
is within the federal, state and credit union standards along with the loan
Your credit union allows you to borrow against your certificate (excluding IRA
Certificate) instead of paying a penalty for early withdrawal. You may borrow
100% of the certificate and you set the repayment term (within set standards).
This loan is made for those with
less than perfect credit
, but someone we
are willing to take a chance on.
Line of Credit
ended line of credit issued to you and based on your specific qualifications.
Length of time on the job, income, credit history, etc all are reviewed and add
to your limit. You may then take as little or as much of the line as you need.
You only pay interest on the outstanding balance and may add to the loan over a
period of time. Maximum $10,000 to qualified. Repayment is 3% of outstanding
balance or $25, whichever is greater.
New Auto and RV
cars, trucks and recreational vehicles are those that have not been licensed or
has been licensed for 6 months or less or in some cases has fewer than 15,000
original miles. Generally, a minimum of 10% down payment, however, your credit
union is flexible and can often waive the down payment requirement.
ATVís, Dune Buggies, motorcycles and snowmobiles are considered on a
case-by-case basis with the minimum acceptable standards for an
Maximum loan amount determined by average bluebook and
your credit. Term determined by age of vehicle.
Got an itch for a classic vehicle - your credit union can
help. Borrow up to 80% of the appraised value up to 36 months.